FloodRisktm

Massive Flood Intelligence

Digital Flood Data

So they assigned you a flood zone and you thought that was the end of the story.
Xactus's technology tells the whole story so you see the true risk and make better decisions.

What they see

Competitor flood map is not acceptable

What we see

Xactus flood map is superior

Massive Data

The most comprehensive flood risk dataset you can get.

Massive Reports

Neat, clean, and easy to understand.
Three reports to match how deeply you want to dive into the data.

Standard

Same information found on a federal FEMA Standard Flood Hazard Determination Form,

Plus...

We’ll let you know if we have a free elevation certificate for you.

Community NFIP policies, claims, the previous map and even the datum conversion factors are included.

We’ll tell you if there are community insurance discounts available.

And we’ll tell you how far away you are from the flooding source, coastline, and other water that could damage your property.

Advanced

Everything in FloodRisk Standard, PLUS...

Our unique Plain English page that explains how the data is relevant to your specific property.

Previous and Future FEMA map changes so you can see the change over time and prepare for what's next.

Identification of where the water is coming from so you can see it for yourself.

Elevation of your home to compare to the elevation of the flood so you know if you're safe.

Flood-relevant property data to understand the features that might hurt or help you.

Premium

Everything in FloodRisk Standard, PLUS...

New engineering and science that informs you about the total flood risk and not just the minimum insurance standard from Congress and FEMA.

A unique and comprehensive Flood Score specific for your property that brings all the data into one number so you can see just how risky your property is.

Financial Analysis for your expected property losses resulting from flood damage.

FEMA flood insurance premium estimate so you can shop around to find the best rate with knowledge in your hand.

Flood Risk Standard example report

Same information found on a federal FEMA Standard Flood Hazard Determination Form,

Plus...

We’ll let you know if we have a free elevation certificate for you.

Community NFIP policies, claims, the previous map and even the datum conversion factors are included.

We’ll tell you if there are community insurance discounts available.

And we’ll tell you how far away you are from the flooding source, coastline, and other water that could damage your property.

Flood Risk Advanced example report

Everything in FloodRisk Standard, PLUS...

Our unique Plain English page that explains how the data is relevant to your specific property.

Previous and Future FEMA map changes so you can see the change over time and prepare for what's next.

Identification of where the water is coming from so you can see it for yourself.

Elevation of your home to compare to the elevation of the flood so you know if you're safe.

Flood-relevant property data to understand the features that might hurt or help you.

Coming
Soon!

Everything in FloodRisk Standard, PLUS...

New engineering and science that informs you about the total flood risk and not just the minimum insurance standard from Congress and FEMA.

A unique and comprehensive Flood Score specific for your property that brings all the data into one number so you can see just how risky your property is.

Financial Analysis for your expected property losses resulting from flood damage.

FEMA flood insurance premium estimate so you can shop around to find the best rate with knowledge in your hand.

Massive Analytics

By observing the world around us, we leverage predictive data analytics to provide more insight into property risk exposure.

 

Machine Learning and Computer Vision developed by Xactus digitally reads a picture of your home and predicts key elevation data to help set your insurance rates without the need for physical field inspection.

Basements flood first and when property records are incomplete, we use environmental data to predict the likelihood a basement or crawlspace is present.

A Letter of Map Amendment (LOMA) can remove the mandatory flood insurance requirement, but how do you know if you qualify before spending the time to prepare a FEMA request and wait 6 weeks for FEMA's result? Xactus LOMA Meter leverages our years of LOMA experience and predictive analytics to tell you the likelihood FEMA will grant a removal. We even have a money-back guarantee on all LOMAs.

When you need an Elevation Certificate, you don't want to waste time figuring out how much it's going to cost. We provide the predicted county-by-county market price based on our research and national contractor network.

Massively Useful

Flooding is the most devastating American Natural Disaster.
Everyone is affected, and FloodRisk can be used by everybody.

Property Owners

Protect your biggest investment and understand flood risk beyond the federal minimum.

Private Flood Insurance

Better risk differentiation and better risk understanding creates a competitive advantage.

NFIP Flood Insurance

Go beyond federal requirements and comprehensively inform, educate, and protect.

Real Estate

Give your prospects the power to comprehensively understand their next investment.

Research

Massive data to model risk and exposure regionally or nationally. Access it through the Flood Lab.

Data Providers

Add Xactus to enhance your data for the most complete location-based offering.

Lenders

Residential and Commercial lenders alike need to understand the real flood risk before closing.

Investors

Before investing in a property or a portfolio, understand the real flood risk you are absorbing.

Property Managers

Understand your property risk and how Xactus can reduce your flood costs.

Integrators

Make Xactus part of your arsenal so your clients access the best data in the market.

Construction

Before you build or remodel, understand the true flood risks so you can design correctly.

Community Officials

Help your residents understand their exposure for more comprehensive mitigation.

Massively Easy

Use our DirectFloodtm platform to see the real flood risk for your property.

 

Simply create an account and order any flood risk product in under a minute.

 

Drop us a line for questions or corporate accounts.

Massive Integration

Pre-fill forms. One-click reports. Portfolio analysis. Automated workflows.
For however you operate, we are ready for it.

API

Over a dozen functions, multiple switches, and access to all the data. Endless possibilities to craft a solution for your business process.

Try the API yourself.

Contact us for integration strategies, suggested workflows, and detailed web service documentation.

Integrate Multiple Vendors

Xactus will integrate with anybody so you can keep your existing implementation.

Or, we'll integrate them into Xactus. Either way, you get a single API function to get everything you need in one place. Easy Peasy.

Cascading Providers

We integrate cascading data providers for a "best athlete" approach to give you the best of everything with the least effort in a single API function.

Query multiple vendors in one data call through Xactus and receive only the best final answer.

Custom Data Stack

Need some data from that column and some from the other one? No problem. Contact us and we'll design a data stack customized to your business model.

And don't forget about our data research team. Not everything can be automated, so you have the option of allowing our analysts to manually research complex properties.

Massive Support

Contact us for sales and support and you'll be answered by a flood professional with 20 years of experience.

Actually, ask us anything about flood, we're happy to help.