Flood Zone Determination

A Non-Guaranteed Determination is any product containing a FEMA flood zone where the provider does not guarantee the result. If you are from the lending industry, you may not have heard of this because you need guaranteed results for most all lending tasks to be federally compliant and have those results printed on a Standard Flood Hazard Determination Form. But in the insurance, communication, real estate, appraisal, and property management industries, there are dozens of uses for a Non-Guaranteed Determination because, frankly, it is a lot cheaper. You may be paying $8 for a Life of Loan Determination (if you pay more, contact MassiveCert sales) or less than $4 for the same Determination without the monitoring.

Hi everyone.  We recently published a press release announcing the launch of our DirectFlood platform so everyone can have access to high-quality and affordable guaranteed flood zone determinations.  Here's the press release:

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Everybody loves getting something for free.  But in this case, we are only giving out free advice.  And trust me on this, you don’t want a free flood zone determination.

There are some websites out there that will tell you what your flood zone is on a free report which sounds like a great deal.  But then you realize the company behind the zone is not a professional flood zone determination company and there’s no guarantee that the flood zone is correct.  Ok, maybe but just because they aren't professionals for zone determinations and there’s no guarantee, is it really that bad?

Simply, a Flood Zone Determination states which flood zone applies to a property.  Or put another way, it is ‘determined’ that your property is in a specific flood zone.  The Determinator, which is the company providing the Flood Zone Determination, will use FEMA’s flood maps, the county’s parcel maps, aerial photography, and other maps to figure out which flood zone is applicable to the property.