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This is a follow-up on our last blog about the conversations we have with property owners wanting to cancel their flood insurance policy.  It’s a complex decision that affects the risk we accept and how we mitigate that risk.  If you like facts and data, here’s some information that might help make a decision that’s right for you.

Homeowner’s insurance does not cover losses from flood disasters.  This is the primary reason it’s a big deal.  You need a separate flood insurance policy to be protected from flood disasters.